Saturday, August 8, 2026

Thoughts From a "Lost Canadian" About "Lost Canadian" Seniors and Whether to Move to Canada - Or Not

This "Lost Canadian" is shockingly a "Senior Citizen". It seems so odd to say this, but it is true. It is much easier to think of myself as a grandma - which I am - happily so. After learning I am a "Lost Canadian", one of the big questions I have been thinking about is, what do I do with my Canadian citizenship when I receive it?

The past two days I have written about the benefits and the challenges of moving to Canada. I do think the benefits look like they are stronger if you are younger, but certainly there are benefits even for older, grandmas, senior citizens when it comes to moving to Canada. But there are also challenges - and these mostly center around health care . . .

Retired "Lost Canadians" who re-establish residency in Canada obtain prescription, dental, and optical coverage by combining public senior-focused government programs, the national dental plan, and private or employer-sponsored supplemental insurance. Standard provincial health cards cover doctor and hospital visits, but extras require navigating specific federal, provincial, and private options once residency is active. 
Prescription Drug Coverage (Rx)
  • Provincial Senior Drug Plans: Once you register for your province’s public health insurance plan (and usually turn 65), you qualify for provincial drug programs. For example, Ontario uses the Ontario Drug Benefit Program, which covers a vast majority of prescription costs for seniors after a modest deductible or co-pay. 
  • Private Supplemental Insurance: If your income is too high for low-income senior variations or you need drugs not listed on the provincial formulary, you can buy individual retiree plans through major providers like Blue Cross, Green Shield Canada, or Manulife. 
You will find my full post at this link.

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